The5ers vs Funding Pips

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Category: Trading Guides | Author: Trading Brokers | Date: July 7, 2026

Overview

Prop trading firms offer traders access to firm capital under predefined risk parameters and profit-sharing arrangements. Two notable names in this space are The5ers and Funding Pips. Both provide evaluation processes leading to funded accounts, though they differ in program structure, risk rules, profit splits, pricing, and supported platforms. This article delivers a fact-based comparison of their offerings, helping traders determine which model aligns with their objectives and style.

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Company Background

The5ers operates under the brand name “The5%ers,” managed by Five Percent Online Ltd. The firm specializes in forex proprietary trading and grants traders immediate access to live capital upon passing evaluation challenges. The company maintains that it is not a broker, exchange, or financial institution; it facilitates trading through partnerships with commercial liquidity providers rather than traditional retail brokers.

Funding Pips is offered by FundingPips Corp, a company incorporated under the laws of the Comoros Union, with operational offices in Dubai and a subsidiary in Cyprus. The firm emphasizes a fully simulated environment, enabling traders to develop strategies without risking personal capital. Funding Pips positions itself as “built by traders for traders,” with programs covering a range of skill levels from beginners to advanced practitioners.

Funding Programs and Evaluation

The5ers Funding Programs

• Instant Funding: Traders receive real capital from day one without a separate qualification phase.
• Two-Phase Challenge: An evaluation requiring traders to meet a profit target while adhering to risk limits over a defined period.
• Bootcamp Program: A multi-phase challenge culminating in access to a six-figure account, with entry fees varying by initial account size.
• Scaling Plan: Upon meeting profit milestones, the funded account balance doubles automatically, and profit payouts do not reduce the balance required for scaling.
• Account Sizes: Initial capital options typically start at moderate levels, with the possibility to scale into higher tiers based on performance.

Funding Pips Funding Programs

• One-Step (Student) Stage: A single-phase evaluation with an 8% profit target and a 10% maximum drawdown, including a 5% daily loss limit. Traders must complete at least three trading days.
• Two-Step (Practitioner) Stage: A second-phase evaluation featuring a 5% profit target under the same drawdown rules and minimum trading days.
• Master Stage: Post-evaluation, traders may access larger capital allocations under more flexible profit-split conditions without further targets.
• Reward Cycles: Traders choose a cycle—monthly, bi-weekly, or weekly—with corresponding profit splits of up to 100%, 80%, or 60%.
• Account Sizes: Funding Pips offers simulated accounts up to $300,000 in notional capital, with pricing scaling by size and program tier.

Trading Conditions

Platforms and Instruments

• The5ers: Exclusively offers the MetaTrader 5 (MT5) platform, providing advanced charting, multiple timeframes, pending order types, and an integrated calendar. Instruments focus primarily on forex and metals, with commission-free trading and variable spreads from zero pips. Both algorithmic and news trading are permitted.
• Funding Pips: Supports multiple platforms—MetaTrader 5, cTrader, and Match‑Trader—catering to diverse platform preferences. Instruments include major and minor forex pairs, indices, commodities, and select cryptocurrencies. Leverage is standardized at 1:100 across program stages.

Risk Parameters

• Maximum Drawdown: Both firms enforce a firm-wide drawdown cap of 10% of initial account equity.
• Daily Loss Limit: A 5% maximum daily loss applies, resetting at local midnight.
• Minimum Trading Days: Traders must actively trade for at least three days before qualifying for evaluation completion or payout.
• Position Sizes and Styles: Both firms allow discretionary position sizing within risk limits; The5ers explicitly permits overnight and weekend holding, while Funding Pips imposes no explicit holding restrictions beyond standard margin requirements.

Profit Sharing and Payouts

• The5ers offers a base profit split of 50% to traders, increasing incrementally up to 70% or higher as accounts scale through milestones. Payouts are processed on a bi-weekly basis, with a minimum withdrawal amount applicable. Withdrawal methods include bank transfer, electronic payment services, and cryptocurrencies.
• Funding Pips provides flexible reward cycles:
  • Monthly Cycle: Traders receive 100% of profits.
  • Bi‑Weekly Cycle: 80% profit share.
  • Weekly Cycle: 60% profit share.
    Payouts occur at the end of each chosen cycle, and traders must request withdrawals through the dashboard. A minimum withdrawal threshold applies, subject to the firm’s processing time.

Pricing and Costs

• The5ers charges challenge fees that vary by program tier and initial account size, typically ranging from low double-digits for smaller accounts up to mid‑hundreds for larger capital allocations. Fees cover the evaluation challenge and scaling policy.
• Funding Pips sets a fixed fee for each account size and program stage. For example, accessing a simulated $100,000 account under the master stage costs a mid‑three‑hundred‑dollar fee. Lower-tier stages are priced proportionally less, with transparent pricing displayed during registration.

Risk Management and Compliance

Both firms enforce strict risk rules to protect firm capital. Automated monitoring triggers account pauses or closures if drawdown limits are breached. Neither firm claims to provide investment advice, and traders are responsible for strategy development. Each emphasizes that past performance does not guarantee future results and that trading involves substantive risk.

Support and Resources

• The5ers offers customer support via email and live chat, with documentation including trading guides, webinars, and strategy articles. An online hub provides performance analytics and feedback.
• Funding Pips provides 24/7 multilingual support through FAQs, live chat, and an active Discord community for updates and rule clarifications. Educational content includes platform tutorials and risk‑management guides.

Conclusion

The5ers and Funding Pips deliver structured pathways for traders to access funded accounts, yet they cater to different preferences. The5ers excels in simplicity with instant funding options and a straightforward scaling plan on a single platform. Funding Pips appeals with multiple platform choices, tiered evaluation stages, and customizable reward cycles up to full profit retention. Traders valuing rapid access to real capital and a single standardized platform may favor The5ers. Those seeking platform flexibility, staged progression, and options in profit‑split timing may find Funding Pips better aligned with their strategy.

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