Ment Funding Review

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Category: Trading Guides | Author: Trading Brokers | Date: July 9, 2026

Overview

Ment Funding is a proprietary trading firm (prop firm) that offers traders the opportunity to access capital through a one-step evaluation model. Unlike firms with multi-phase testing systems, Ment Funding allows traders to earn a funded account by meeting a 10% profit target under defined conditions. The firm provides access to capital ranging from $25,000 up to $2 million and is known for its simple challenge structure, no minimum trading days, and quick progression to a funded account.

Ment Funding is operated by Prop Account, LLC, with its main office based in Texas, and support teams located in Florida and Serbia. The firm is connected to MentFX, a trading education brand, which influenced its founding vision of empowering retail traders through accessible funding programs.

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Evaluation Model

Ment Funding uses a one-step evaluation model in which traders purchase a challenge account, aim for a 10% profit target, and must follow the firm’s trading rules. There is no time limit or minimum number of trading days to complete the challenge, making it more flexible compared to firms that impose strict time constraints.

Key Challenge Parameters:

• Profit Target: 10% of the starting balance.
• Daily Drawdown Limit: 5%.
• Maximum Total Drawdown: 6%.
• Inactivity Breach: Accounts are closed after 30 days of no trading activity.
• Violation Rules: Use of prohibited strategies, news trading on certain instruments, or exploiting platform inefficiencies may result in breach.

The simplicity of the evaluation makes it accessible to disciplined traders who can manage risk effectively and maintain consistent performance.

Funding Tiers and Pricing

Ment Funding offers several account sizes, each with a corresponding one-time challenge fee. The fee increases proportionally with the funded capital requested. The firm does not require monthly payments or subscriptions.

Funded Account Size	One-Time Fee
$25,000	$250
$50,000	$450
$100,000	$750
$200,000	$1,500
$400,000	$3,000
$1,000,000	$7,500
$2,000,000	$15,000

Once a trader completes the challenge, they are eligible to trade a live funded account with the same balance as their challenge account.

Profit Sharing and Scaling

Ment Funding starts traders with a 75% profit split upon receiving their funded account. With consistent performance, the profit share can be increased up to 90%. Traders can also request scaling to larger accounts based on performance metrics, subject to approval.

• Initial Profit Split: 75%
• Upgraded Profit Split: 90%
• Profit Withdrawals: Available after three trading days on a funded account and then monthly.

There is no minimum payout amount, and traders retain access to the same trading conditions after their first withdrawal.

Supported Instruments and Trading Platforms

Ment Funding supports a wide range of trading instruments, including:

• Forex pairs
• Commodities
• Stock indices
• Precious metals
• Cryptocurrencies
• Stock CFDs

These instruments are accessible through multiple trading platforms, including:

• MetaTrader 4 (MT4)
• MetaTrader 5 (MT5)
• cTrader
• DXtrade
• MatchTrader

The firm’s liquidity is powered through a partnership with a regulated broker that enables access to institutional-grade spreads and execution.

Leverage and Trading Conditions

Ment Funding provides variable leverage depending on the asset class. This structure is designed to enforce responsible risk-taking while still offering sufficient margin for common trading strategies.

• Forex and Metals: Up to 1:20 leverage
• Indices: Up to 1:10
• Commodities: Up to 1:5
• Cryptocurrencies: Up to 1:2

Forex and metals trades incur standard commission charges (approximately $7 per lot), while other instruments may be commission-free, with spreads applied.

Risk Management Rules

All traders must follow Ment Funding’s risk parameters:

• Max Daily Loss: Breached if equity falls more than 5% below the day’s starting balance.
• Max Overall Drawdown: Breached if total equity drawdown exceeds 6% of the starting balance.
• Breach Consequences: Hard breach results in account termination, and soft breaches may result in trade closures with continued access under review.
• News and Holding Rules: Traders may be restricted from trading during major news events or holding positions over weekends, depending on account terms.

All rules are clearly stated prior to purchase and must be followed to retain funding eligibility.

Challenge Purchase and Funding Process

1. Select Challenge: Trader chooses a desired account size and pays the one-time fee.
2. Complete Evaluation: Reach the 10% profit target without breaching drawdown limits or rules.
3. Receive Funded Account: If successful, the trader is granted a live funded account.
4. Trade and Withdraw: Traders may withdraw profits after three active trading days and then on a monthly cycle.

There is no time limit for completing the challenge, and traders are not penalized for taking longer to reach the target.

Support and Communication

Ment Funding offers customer support through email, a help desk, and a dedicated Discord community. The company’s leadership is known for being active in community engagement, and traders can often find answers and updates through Ment Funding’s social media channels and videos.

The firm also provides educational resources, including webinars and tutorials, to help traders understand the rules and maximize their success rate.

Advantages

• One-Step Evaluation: Simplified challenge without multiple phases or time constraints.
• Wide Range of Instruments: Access to diverse asset classes across global markets.
• Multiple Platforms: Choice of popular platforms including MT4, MT5, and cTrader.
• Fast Payouts: Profit withdrawals possible after three days on funded account.
• Scalable Funding: Up to $2 million in capital with options to scale and upgrade.

Limitations

• High Entry Cost for Large Accounts: Fees for the largest accounts may be cost-prohibitive for some.
• Strict Risk Rules: Violation of rules results in immediate disqualification.
• Limited Leverage: Conservative leverage may restrict high-frequency or aggressive strategies.
• Relatively New: As a newer firm, it lacks the operational history of older competitors.

Summary

Ment Funding is a proprietary trading firm offering traders a straightforward path to managing substantial capital through a one-step evaluation process. With transparent rules, no time restrictions, and access to diverse trading platforms, it presents a viable option for traders who prioritize flexibility and quick access to funding.

The firm supports traders with clear guidelines, a fast-track to live trading, and scalable capital solutions up to $2 million. While the initial challenge fees for large accounts may require consideration, the overall model emphasizes performance-based advancement, making it attractive for disciplined, skilled traders.

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