Audacity Capital vs FTMO

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Category: Trading Guides | Author: Trading Brokers | Date: April 14, 2026

Overview

Proprietary trading firms offer skilled traders access to significant trading capital under structured evaluation processes. Audacity Capital and FTMO are two prominent names in this space. Both firms provide multi-stage evaluations that culminate in funded trading accounts, but they differ in program structure, pricing, profit-sharing models, trading conditions, and supported platforms. This article provides a factual comparison of Audacity Capital and FTMO, examining key aspects of each to help traders understand their options without promotional bias.

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Company Background

Audacity Capital is headquartered in London and has been operating for several years as a proprietary trading firm and trading education provider. It was established by a team of experienced traders aiming to fund and mentor talented individuals. The firm has grown its global footprint, supporting traders across numerous countries with both evaluation challenges and direct funding programs.

FTMO is based in Prague and also emerged to identify and support capable traders through simulated trading environments. It offers a structured multi-step evaluation leading to a funded account. FTMO emphasizes risk management education and provides supplemental services such as coaching and performance analytics through a premium programme.

Program Structures

Audacity Capital

Audacity Capital offers two main pathways:

1. Ability Challenge
   • Phase 1 (Challenge): Traders must achieve a profit target equivalent to 10% of initial capital.
   • Phase 2 (Verification): After passing the first phase, traders must reach an additional 5% profit target.
   • Trading Period: Unlimited time to complete each phase.
   • Minimum Trading Days: Four days per phase.
   • Daily Drawdown Limits: 7.5% in Phase 1 and 5% in Phase 2.
   • Overall Drawdown Limits: 15% in Phase 1 and 10% in Phase 2.
2. Funded Trader Program
   • Direct Funding: No initial evaluation phases.
   • Profit Target: 10% of starting capital.
   • Minimum Trading Days: Five days, including at least three profitable sessions.
   • Daily Drawdown: 5%.
   • Overall Drawdown: 10%.
   • Maximum Leverage: 1:30.

Upon successful completion of either pathway, traders receive a funded account and become eligible for profit withdrawals.

FTMO

FTMO’s evaluation consists of three stages:

1. FTMO Challenge
   • Profit Target: 10% of starting balance.
   • Maximum Daily Loss: Capped at 5% of initial balance or fixed monetary equivalent depending on account size.
   • Maximum Overall Loss: Capped at 10% of initial balance.
   • Trading Period: No time limit.
   • Minimum Trading Days: Four days.
2. Verification
   • Profit Target: 5% of starting balance.
   • Same Risk Limits: Daily and overall drawdown limits remain unchanged.
3. FTMO Account
   • Once both evaluation stages are passed, traders receive a funded FTMO Account with virtual capital up to five figures per account configuration.

FTMO also offers a Premium Programme that grants additional benefits such as performance coaching, analytics, and scaling opportunities after initial success.

Account Sizes and Fees

Audacity Capital

• Ability Challenge entry fees vary by chosen account size, typically starting in the low hundreds of currency units for a ten‑thousand‑unit account and rising proportionally for larger accounts.
• Funded Trader Program entry fees begin at a higher base reflecting the direct funding route, with fees increasing for larger account tiers.
• Refund Policy: Entry fees are refundable upon achieving profit milestones and completing evaluation phases.

FTMO

• Challenge Fees depend on account size:
  • Entry for lower-tier accounts starts in the mid‑three‑digit range for ten‑thousand‑unit accounts.
  • Fees increase in proportion to account size up to the mid‑four‑digit range for two‑hundred‑thousand‑unit accounts.
• No Recurring Fees: A one‑time fee covers both evaluation stages.
• Refund Policy: Challenge fees are reimbursed upon the first profitable withdrawal from the funded account.

Profit Splits

• Audacity Capital employs tiered profit-sharing that can range from half to nearly all profits:
  • Initial splits typically allow traders to retain three‑quarters of profits in early stages.
  • Consistent performance can increase the trader’s share, potentially up to nine‑tenths under optimal conditions.
• FTMO offers profit splits of up to nine‑tenths on all profits generated in a funded account. The exact split may vary depending on the trader’s performance and participation in programmes such as the Premium Programme.

Trading Conditions

Leverage

• Audacity Capital
  • Ability Challenge: Up to 1:100 on major and minor forex pairs and selected indices and metals.
  • Funded Trader: Up to 1:30.
• FTMO
  • Up to 1:100 on forex pairs, with leverage on other instruments varying by asset class.

Instruments

• Audacity Capital
  • Primarily offers foreign exchange currency pairs, a handful of indices, and precious metals such as gold and silver.
  • Trading is conducted via Contracts for Difference (CFDs).
• FTMO
  • Provides access to forex pairs, indices, commodities (including metals and energy), and a selection of cryptocurrencies via CFD instruments.

Platforms

• Audacity Capital
  • Supports MT5 and a proprietary DXtrade platform.
• FTMO
  • Supports MetaTrader 4, MetaTrader 5, and cTrader platforms to mirror industry‑standard brokerage conditions.

Commissions and Spreads

• Audacity Capital
  • Charges a fixed commission per standard lot: a modest fee on currency pairs and metals, with slightly higher fees on index trades.
• FTMO
  • Embeds fees within trading conditions (spreads and swaps) to replicate realistic broker environments; there are no separate commissions beyond the challenge fee.

Payment and Payout Methods

• Audacity Capital
  • Accepts bank cards, cryptocurrencies, and popular online payment services for challenge and program fees.
  • Payouts are available via bank transfer, cryptocurrency, and selected online payment services.
  • First withdrawals on the Ability Challenge are available after a one‑month period following the first trade, with subsequent bi‑weekly payouts; Funded Trader payouts occur when profit targets are reached.
• FTMO
  • Accepts a range of payment options including bank transfer, major payment services, and certain digital currencies for challenge fees.
  • Payouts can be requested after a minimum number of active trading days, with options for on‑demand withdrawals as an add‑on feature after two weeks. Withdrawal methods include bank transfer and cryptocurrency.

Program Variations and Additional Services

• Audacity Capital
  • Offers traders the ability to scale their funded accounts: once traders meet profit targets under risk rules, account sizes can be doubled, up to a multi‑million‑unit limit.
  • Provides educational materials and community support as part of its funding programmes.
• FTMO
  • Features a Premium Programme with tiers granting coaching sessions, advanced analytics, and eligibility for a scaling plan that allows traders to increase capital after demonstrating consistent performance.
  • Offers a free trial with simulated conditions and a growth plan for account scaling.

Conclusion

Both Audacity Capital and FTMO provide structured evaluation processes, access to significant trading capital, and profit‑sharing models that reward successful traders. Audacity Capital distinguishes itself with dual pathways—an initial challenge followed by direct funding tracks—and tiered profit splits that grow with consistency. FTMO emphasizes a seamless two‑stage evaluation, a broad instrument offering, a fully refundable one‑time fee, and a comprehensive premium service for elite traders.

Traders should consider their preferred evaluation structure, fee tolerance, desired leverage, instrument availability, and platform compatibility when choosing between these firms. By objectively comparing program details, fees, risk parameters, and payout models, traders can select the prop firm that best aligns with their trading style and financial goals.

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